Back to Search
Start Over
Does it Matter Who Pays for Auto Injuries?
- Source :
- Journal of Risk & Insurance; Dec2019, Vol. 86 Issue 4, p947-972, 26p, 7 Charts, 1 Graph
- Publication Year :
- 2019
-
Abstract
- In many states, auto insurers rather than health insurers pay for a substantial fraction of the medical care following auto crashes. We examine whether payer identity affects the care received by auto injury patients. A 2003 Colorado reform shifted a large fraction of auto injury patients from coverage through auto insurers to the traditional health insurance system. Despite negligible changes in auto injury characteristics during this period, treatment supply increased following the reform. Procedure use rose by 5–10 percent and billed charges rose by 5 percent. These changes reflect an increase in resources devoted to treatment, yet do not improve mortality. [ABSTRACT FROM AUTHOR]
- Subjects :
- HEALTH insurance
MEDICAL care
WOUNDS & injuries
INSURANCE companies
Subjects
Details
- Language :
- English
- ISSN :
- 00224367
- Volume :
- 86
- Issue :
- 4
- Database :
- Complementary Index
- Journal :
- Journal of Risk & Insurance
- Publication Type :
- Academic Journal
- Accession number :
- 139688266
- Full Text :
- https://doi.org/10.1111/jori.12245