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A COMPARATIVE STUDY OF NON-PERFORMING ASSETS IN THE INDIAN PUBLIC-SECTOR BANKS.
- Source :
- CLEAR International Journal of Research in Commerce & Management; Mar2021, Vol. 12 Issue 3, p1-5, 5p
- Publication Year :
- 2021
-
Abstract
- The Indian financial area has been confronting significant issues of raising Non-Performing Assets (NPAs). The NPAs development directly affects productivity of banks. Non-performing resources are one of the significant worries for public area banks in India. Banks assume a significant job in the financial advancement of a nation by going about as substance in business and mechanical exercises. One can't envision the discontinuance of banking exercises in any event, for a day. A financial emergency may arise in the nation if the boycott quit working for certain days. The study takes a sample of 6 Indian Public Sector Banks with 5 years of their financial data to analyse the trend in NPA, the various relations between the Net-Profit, Borrowings, Total Assets, Loans and Advances, Gross NPA, Return on Assets, Interest Income, Doubtful Debts, Capital Adequacy Ratio and Cost of Capital. The study also suggests methods of decreasing the NPA and how the banks can effectively manage their assets which are non-performing. With the various analyses, an attempt is made to justify and prove which hypothesis stands good and accepted to reach the final conclusion. The study is based on secondary data readily available in the respective company websites. 5 years' financial data have been considered and analysed for the study. It involves purely quantitative study. [ABSTRACT FROM AUTHOR]
Details
- Language :
- English
- ISSN :
- 22494561
- Volume :
- 12
- Issue :
- 3
- Database :
- Complementary Index
- Journal :
- CLEAR International Journal of Research in Commerce & Management
- Publication Type :
- Academic Journal
- Accession number :
- 150012893