PRESENT STATE AND FUTURE DIRECTIONS OF DIGITAL PAYMENTS SYSTEM: A HISTORICAL AND BIBLIOGRAPHIC EXAMINATION.

This article provides a bibliographic analysis of digital payment systems, examining the number of publications and key themes in this field. The study reveals that India, the United States, and China have conducted the most significant scientific research on digital payment systems. The research identifies key topics such as electronic money, mobile money, authentication, security, blockchain, FinTech, mobile banking, and COVID-19. The findings can be used by policymakers to inform the design of digital payment systems. The article also includes a list of references for further reading on the subject. [Extracted from the article]