Spending and saving are a state of mind, too.

The older Gen X (45 to 54) will recognise cash stuffing as a reinvention of the envelope system of the past, when people were paid in cash or visited well-staffed banks to access paper money. Some examples include thinking like this: you're losing money if you don't purchase something when it's on sale; you're losing money if you don't spend enough to qualify for free shipping; you're making money whenever you skip your daily coffee and anything in your Apple wallet that isn't immediately spent is free money. The recent "cash stuffing" and "girl maths" crazes demonstrate that social media platforms, and TikTok in particular, are proving to be a major player in educating Gen Y (25 to 44) and Gen Z (nine to 24) about money. [Extracted from the article]