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Do SMBs give play to their advantages in serving SMEs? Evidence from SMBs branching deregulation in China.

Authors :
Li, Wanli
Qiao, Shiqi
Pan, Wendong
Source :
Applied Economics Letters; Oct2024, Vol. 31 Issue 17, p1742-1746, 5p
Publication Year :
2024

Abstract

Based on the unique setting of small and medium-sized banks (SMBs) branching deregulation in China, this paper examines the impact of SMBs branches expansion on the credit availability of enterprises by using spatial distribution of SMBs branches at firm-level. We find that SMBs branches expansion has a stronger effect on improving the credit availability of large-scale enterprises compared with SMEs, indicating that SMBs don't give play to their advantages in serving SMEs. Our study provides empirical evidence for the hypothesis of 'Comparative Advantages of SMBs' and policy implication for the reform of banking structure. [ABSTRACT FROM AUTHOR]

Details

Language :
English
ISSN :
13504851
Volume :
31
Issue :
17
Database :
Complementary Index
Journal :
Applied Economics Letters
Publication Type :
Academic Journal
Accession number :
179554636
Full Text :
https://doi.org/10.1080/13504851.2023.2206609