Impact of Fintech on Financial Inclusion: Exploring Perception of Individuals.

This study looks into people's perceptions in the Delhi-NCR area to investigate the effect of fintech on financial inclusion. FinTech, which offers financial services and products through digital platforms, is a disruptive force in the worldwide financial services industry. Still untapped, though, is its potential to advance financial inclusion--that is, to guarantee that everyone has access to appropriate and reasonably priced financial services. This research seeks to clarify the ways in which FinTech promotes financial inclusion through a descriptive and exploratory study and to offer stakeholders guidance on how to best utilize its potential. Using judgmental and convenient sampling strategies, the study uses a sample of 360 respondents. Results of regression analysis corroborate the findings, which show a substantial relationship between financial inclusion and facilitating and growing the use of FinTech products. The research highlights the significance of Financial Technology in advancing inclusive financial systems, improving disadvantaged communities' access to financial services. FinTech companies, financial institutions, and legislators should all take note of these findings. Businesses can modify their products to target underprivileged communities, and governments can set aside funds to encourage FinTech projects. The report also suggests directions for further investigation, such as cross-regional comparisons and long-term tracking of shifts in FinTech adoption and its effects on financial inclusion. [ABSTRACT FROM AUTHOR]