THE END OF A DREAM.

The article reports on the future of the pension system in the U.S. and the reality that the generation about to retire will not experience the same kind of lifestyle as the one before it. Many corporations, even stable ones like IBM, are cutting pension funds and some younger companies are abandoning the entire notion. INSETS: SAY GOODBYE TO THE PENSION PLAN;HOW SAFE IS YOUR PENSION?;ANOTHER PERK JOINS THE ENDANGERED SPECIES LIST.