Trying to halt a flood of rubber checks.

The article reports on the problem among Christmas shoppers over the use of personal checks in holiday spending. It has been the wake of the so-called rubber checks, often seen as fraudulent over the retail business in the U.S. that have severely restricted or eliminated spending privileges, resulting a drop in retail sales. Moreover, an online check authorization system has been implemented among retail chains to determine if a customer has sufficient funds to pay.