Rites of Passage.

The article presents information on estate planning and discusses how many Americans have not completed basic estate planning procedures. Topics include how young adults at the age of 18 should sign a health care proxy and a power of attorney to enable guardians to make medical and financial decisions on their behalf and how single workers should designate beneficiaries for 401(k) retirement savings or life insurance policies. Additional information is presented on including cohabitation agreement information in a will and how married couples should not delay estate planning.