The Maybe Policy.

The article discusses long-term care insurance and presents some factors to consider when deciding whether to purchase a policy. Topics include "activities of daily living," which include self-care tasks like eating, bathing, and dressing, government sponsored U.S. care programs like Medicaid and Medicare, and longevity insurance. Nursing home rates, inflation, and group policies purchased through an employer are also discussed. Annuity and life insurance bundles are recommended for people with a high net worth.