What are SHG Members Doing with Large Loans?

In the past few years, SHGs have been receiving large loans from banks under the SHG-Bank Linkage Programme. According to NABARD (2007), SHGs that were linked to banks for credit during 2006-2007, have received an average loan of Rupees 58,079 per SHG. The SHGs established earlier received a loan of Rupees 1,00,000 to 3,00,000. The present article focuses on how the SHGs have utilised these large loans, repaid them and the changes which have occurred at the household and SHG levels. [ABSTRACT FROM AUTHOR]