A Call for the Transformation of the South African Insurance Industry: An Analysis of the Insurance Bill 2016

This article comments on the South African Insurance Bill, 2016. It examines the constitutional obligations imposed on the legislature when enacting legislation using existing jurisprudence, it argues that the Insurance Bill is unconstitutional to an extent that it omits to incorporate, a transformation policy that is designed to transform the insurance industry and address the economic imbalances of the past. The article recommends that Parliament should include a clear transformation objective in the Insurance Bill.