Intellectualization of Enterprise: Approaches, the Concept, a Structure

This article presents a common understanding that intellectualization is the process of increasing the role of the intellect in social and economic processes. The enhancement in the level of intellect is based on raising the share of creative and intellectual work in society, in the economy, at the enterprise, in the production also this comes at the expense of the artificial intelligence in social and economic processes. Intellectualization is seen as a process of increasing the role of intellect, intellectual labor that increases the share of intangible production and product (from material to intellectual) labor. It is a process of increasing the role, application and using of knowledge, innovative information in public life. This is based on generalization of approaches to the definition of the concept of «intellectual», its essence and structure that made it possible to identify similarities and differences in the general understanding, intellectualization of the economy, labor, personnel, enterprise, production, management, etc. The general properties of intelligence are set. It is an object (intellectual potential) and a result (improvement of an innovative product). The differences in approaches are expressed in form, scope, levels of intellectualization and determine the diversity of approaches to its classification. The article defines the structure of the intellectualization of an enterprise in the real economy according to its types of activities: operational, financial and investment. The unsolved part of the problem researching of the category «intellectualization of enterprise» is determined. In particular, these are the characteristics of the intellectualization of the financial sphere of enterprises: the processes of the intellectualization of financial agreements and operations in enterprises in the real sector of the economy, the transfer of investment resources from the financial sector to the real sector. Processes of transformation instruments of financing the technological development require additional analysis, including «fintech» as an instrument of financial security and stimulation of the intellectualization of enterprises of the real sector of economy.