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Persistent Effects of Temporary Incentives: Evidence from a Nationwide Health Insurance Experiment
- Publication Year :
- 2019
- Publisher :
- Amsterdam and Rotterdam: Tinbergen Institute, 2019.
-
Abstract
- Temporary incentives are offered in anticipation of persistent effects, but these are seldom estimated. We use a nationwide randomized experiment in the Philippines to estimate effects three years after the withdrawal of two incentives for health insurance. A premium subsidy had a persistent effect on enrollment that is more than four fifths of the immediate effect. Application assistance had a much larger immediate impact, but less than a fifth of this effect persisted. The subsidy persuaded those with higher initial willingness to pay to enroll and keep enrolling, while application assistance achieved a larger immediate effect by drawing in those who valued insurance less and were less likely to re-enroll.
- Subjects :
- C93
randomized experiment
subsidy
incentives
I13
health insurance
ddc:330
persistence
Subjects
Details
- Language :
- English
- Database :
- OpenAIRE
- Accession number :
- edsair.od......1687..5617a710976838816faa28f1fc9403ed