Impact of Juvenile Indebtedness on Subjective Experience of their Quality of Life

The bachelor thesis is focused on the issue of adolescents' indebtedness. This is a topic that is not very reflected, but is very current. Qualitative research has been applied to the empirical part. To achieve the set goals and obtain the necessary data, the method of questioning and the technique of semi-structured interviews were used. The aim of the research was to find out what the subjective experience of the quality of life of indebted adolescents is. During the research of the bachelor's thesis, emphasis was placed on individual aspects of their lives. I followed up with the goal, which had the task of mapping the causes and consequences of indebtedness for this target group. The last goal of the research part was to find out whether adolescents have the motivation to repay their debts. The presence of debts in life has a negative effect on the subjective perception of quality of life. Indebtedness affects several areas of life, including health, relationships, leisure and behavior. Adolescents have the motivation to repay debts, but in connection with debts they are not satisfied with their own lives. One of the obstacles to reach satisfaction is the insufficient saturation of needs that are not met in connection with debt. The bachelor thesis could be useful in the field of social work, especially for students in this field who are interested in insight into this issue. The work could also be an incentive for social workers, who are not yet involved in the prevention of indebtedness in children and adolescents.