Improving the Efficiency of the Organizational-Functional Transformation of the Banking Sector

The article is aimed at developing scientific-methodological approaches to increase efficiency of the organizational-functional transformation of the banking sector. It is substantiated that the implementation of the approach to evaluation of the level of organizational-functional transformation of the banking sector by introducing a generalized indicative indicator that takes into view quantitative and qualitative transformations in the banking sector, is an integral part of the system of measures to increase efficiency of the organizational-functional transformation of the banking sector. In the outlined system of measures the authors also included other successive steps, in particular: development of early response measures to problems and shortcomings in the functioning of the banking sector; stimulation of the factors accompanying the transformation («acceleration indicators») and determining the duration of the transformation. It is emphasized that the proposed system of measures can be used by the supervisory institution as an instrument of strategic planning to determine the transformational status of the banking sector and efficient implementation of measures to early response.