Cite
Rates are low - is it time to refinance a mortgage? It depends on how long you plan to stay
MLA
Zibel, Alan. “Rates Are Low - Is It Time to Refinance a Mortgage? It Depends on How Long You Plan to Stay.” The Houston Chronicle (Houston, TX), 19 Dec. 2008, p. 4. EBSCOhost, widgets.ebscohost.com/prod/customlink/proxify/proxify.php?count=1&encode=0&proxy=&find_1=&replace_1=&target=https://search.ebscohost.com/login.aspx?direct=true&site=eds-live&scope=site&db=edsggo&AN=edsgcl.190884038&authtype=sso&custid=ns315887.
APA
Zibel, A. (2008, December 19). Rates are low - is it time to refinance a mortgage? It depends on how long you plan to stay. The Houston Chronicle (Houston, TX), 4.
Chicago
Zibel, Alan. 2008. “Rates Are Low - Is It Time to Refinance a Mortgage? It Depends on How Long You Plan to Stay.” The Houston Chronicle (Houston, TX), December 19. http://widgets.ebscohost.com/prod/customlink/proxify/proxify.php?count=1&encode=0&proxy=&find_1=&replace_1=&target=https://search.ebscohost.com/login.aspx?direct=true&site=eds-live&scope=site&db=edsggo&AN=edsgcl.190884038&authtype=sso&custid=ns315887.