A different type of credit reference

The financial strength of a customer's bank is the most important part of his financial portfolio. It is measured by the bank's capital. The capital is then evaluated using the three ratios prescribed by Federal Reserve. These are total risk based ratio, the tier 1 risk ratio, and the tier 1 leverage ratio. All must be met or exceeded for a bank to be considered adequately capitalized or financially sound.
Everyone in the credit industry is aware of and practices the due diligence necessary to properly perform a credit investigation. Through our experience and education, we have learned and applied [...]