Setting Reasonable and Proportional Credit Card Late Fees: Easier Said than Done

Authors :: Berger, Seth W.
Source :: North Carolina Banking Institute. March, 2024, Vol. 28, p203, 24 p.
Publication Year :: 2024
Abstract: I. Introduction When students begin law school, they quickly encounter a ubiquitous legal concept called 'reasonableness;' this ubiquity cannot be overstated--reasonableness is a cornerstone of the law, popping up in [...]

Subjects :: Cash flow -- Management
Proportionality (Law) -- Laws, regulations and rules
Consumer protection -- Laws, regulations and rules
Unfair competition (Commerce) -- Laws, regulations and rules -- Remedies
Fines (Penalties) -- Laws, regulations and rules -- Prices and rates
Reasonable man doctrine -- Analysis
Banking industry -- Prices and rates
Government regulation
Company business management
Company pricing policy
Banking, finance and accounting industries
Law
Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
Credit Card Accountability, Responsibility and Disclosure Act of 2009

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