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Businesses today face serious talent gaps. The share of companies reporting staffing shortages is at an all-time high: 77%. Last fall the United States had 9.5 million unfilled jobs but only 6.5 million unemployed workers. Many open positions demand sophisticated know-how that cannot be supplied by AI or by training new hires. Every day 10,000 Americans reach the traditional retirement age of 65, which exacerbates the problem. Critical skills, experience, and connections can walk out the door with each retirement. The good news is that many older employees want to keep working; in fact, nearly 60% say they’re receptive to the idea of working during retirement. It’s time for companies to stop overlooking this large, valuable labor pool. Employers need to shed their misconceptions about older workers and take measures to make the most of their experience, creating phased retirement programs, offering refresher courses, and recruiting through retiree networks, among other strategies. Older employees’ knowledge can be leveraged through coaching roles, on multigenerational teams, and in institutional systems. But companies will have to work to engage their seasoned staffers, offering them flexibility, the right benefits, and opportunities for connection. [ABSTRACT FROM AUTHOR]

The article discusses how many older people and retired individuals are residing in trailer park (mobile) homes in places such as Florida as of 2017, and it mentions the impact that the failure to save money for retirement can have on a person's housing status. U.S. Social Security and pensions are addressed, along with the economic aspects of American households. According to the article, 56 percent of Americans have retained less than 10,000 dollars in retirement savings.

The article discusses about economic impact of inflation and rising interest rates on retirees in the U.S. Topics discussed include role of ageing populations and rising life expectancies in rising interest rates, reducing exposure of public-sector employers towards overgenerous pension schemes and corporate pensions in the U.S.

The article discusses a potential U.S. Social Security crisis involving American women as of 2015, and it mentions the strains being placed on the nation's safety net for retirees, as well as information about the expectation that the U.S. Social Security program will run out of money within 20 years. It states that divorced women and those who never married are more vulnerable than men in terms of retirement security. Potential reforms to America's Social Security program are examined.

The article considers the evolutionary and biological utility of post-menopausal women. Research by anthropologist Kristen Hawkes and colleagues is discussed that suggests women live past child-bearing age to assist with the upbringing of grandchildren, ultimately lengthening the average human life expectancy. Other topics include the U.S. baby-boomer generation, the increasing proportion of the U.S. population that is over age 65, and how society can benefit from the education and experience of retirees.

The article focuses on retirement and the impact of state taxes on one's personal finance in the U.S. It is noted that nine states have no income tax, which means retirement income will be unaffected by state taxes. It presents a list of the most tax-friendly states and least tax-friendly states for retirees. Some of the tax friendly states include Wyoming, Nevada, Delaware and South Carolina. The least tax friendly states include Nebraska, Connecticut and Wisconsin.

The article reports that an increasing number of retirees in the U.S. are finding that the value of their most important assets, such as their investments and their homes, have been depleted by the decline in the stock and housing markets. The result is they need to go back to work. As an example, the article tells the story of Paul Nelson, a retired engineer who planned his retirement carefully, but lost everything and is now looking for a job.

The article discusses the trend of older people living together outside of marriage in the United States. In 2006, 1.8 million people over 50 lived in heterosexual unmarried households, up 50 percent from 2000, according to Bowling Green State University demographer Susan Brown. The article discusses estate and financial planning for unmarried people in retirement.

The article discusses 18 places in the United States which would be good places for golf lovers to retire to including Palm Springs, California, Myrtle Beach, South Carolina and the Glenwood Springs-Breckenridge area of Colorado, which includes famous resort towns Vail and Aspen, and was ranked No. 1 on "Golf Digest"/"BusinessWeek"'s 2006 ranking of the 18 hottest retirement destinations for golfers. INSET: A CLOSER LOOK: The top 18 emerging golf retirement regions.

This article profiles a number of United States cities highlighted for their appeal to retirees. Boulder, Colorado is praised as the best place for retirees who enjoy the outdoors. Kiawah Island, South Carolina is cited for its premium golf resorts. Sarasota, Florida is praised for its appeal to retired singles.

The article reports on the future of the pension system in the U.S. and the reality that the generation about to retire will not experience the same kind of lifestyle as the one before it. Many corporations, even stable ones like IBM, are cutting pension funds and some younger companies are abandoning the entire notion. INSETS: SAY GOODBYE TO THE PENSION PLAN;HOW SAFE IS YOUR PENSION?;ANOTHER PERK JOINS THE ENDANGERED SPECIES LIST.

The article profiles five retirees, aged 50 and older, who left the corporate workforce to start their own ventures. The projects include wildlife photography production, a cake business, a consulting firm, a winery, and a motorcycle riding school. All of the "retirees" are making money while following personal passions.

Discusses five threats to the financial security of American retirees. How timing impacts returns on investments; Idea that inflated inflation reduces the value of assets and standard of living for retirees; View that saving more might compensate for low interest rates on investments; The financial crisis and federal government's obligation in Medicare; Factors contributing to longevity and the risk of outliving one's money.

Presents a speech by Marie F. Smith, president of the American Association of Retired Persons, delivered to the Celebrating Life Senior Expo on April 27, 2005. Significance of Social Security in the U.S.; Stance on the proposal to set up personal savings account; Impact of the proposed private accounts on retirees.

Reports that workers can no longer count on company-funded retirements. How companies which could not keep up with their promised pensions to retired workers turned their plans over to the federal Pension Benefit Guaranty Corp which only covers standard pension benefits; Other huge companies that have handed over their plans to the PBGC which has announced it faces a future $23.5 billion shortfall; Termination of many pension plans by struggling companies which has resulted in only about 20% of workers earning a pension; How the corporate shift to 401(K)s means lower payments to retirees; Possibility of a government bailout like that done for the savings and loan industry; History of pensions in the United States and what went wrong; Which group will suffer the most. INSET: CORPORATE HONCHOS TAKE CARE OF THEIR OWN FIRST.

Offers a special report on Social Security and the reforms being pushed by President George W. Bush. Critics of the proposal, which would allow workers to shift a portion of their payroll taxes into private investment accounts, including the powerful lobby group AARP and many others; Why Social Security reform will be painful to the American public; Expectation that Corporate American will be called on and a willing participant in convincing the public of the reform's value; Lack of a specific plan endorsement as yet by the president; Likelihood that the reform will mean deep cuts in benefits; Poll on the reaction of the American public; Finance of the reform; Need for Bush to keep Republicans on his side if he is to win the battle; Compromise offers from Democrats. INSET: Players to Watch in the Coming Debate.

Profiles retirement locations in the United States that offer advantages to retirees while remaining more affordable than popular retirement cities and towns that have experienced real estate booms. Photos and profiles of retirees, where they retired to, and key selling points of their location.

Reports that increasing numbers of retirees are moving to the western United States, rather than Florida. Favored destinations of retirees, including Nevada, Alaska, Arizona, and New Mexico; Reasons why retirees are attracted to the Las Vegas area, and to Fort Collins, Colorado; Report that many retirees want to live in places that offer an abundance of things to do; Discussion of taxation levels for older people in various states; Report that some people move to be with family, or are returning to the towns of their youth; Speculation about whether most baby boomers will move or stay put; Impact of an influx of retirees on local economies.

Discusses the challenges that face retirees and those nearing retirement. Economy that has cut investment portfolios; Low interest rates that have cut into the earnings of those dependent on a fixed income stream; People who are being laidoff in their last decade before retirement; Households that are staggering their incomes and cutting back on spending; Benefits of retiring in stages; Decision of couples to have only one spouse retire; Cost of medical insurance for retirees.

Examines the implications of eroding pension benefits, longer life-spans and sliding stock prices on the older U.S. population. Examples of how retirement plans are falling apart; Concerns of American retirees and baby boomers over their financial future; The prospect that faces many older workers; Outlook for the bear market; How the situation has changed, in light of lower expected rates of return and smaller nest eggs; Advice for retirement planning; Erosion of guaranteed benefits; College costs. INSETS: How to Retire Cheaply--and Well, by Nick Pachetti;The New 'Staged' Retirement;Seven Top Executives with No Retirement Woes.

Discusses retirement trends in the United States. Economic aspects of retirement; Mention of 401(k) retirement plans; Activities of retirees; Importance of retirement planning; Role of Social Security; Outlook for an increase of aged people in the U.S.

Focuses on the concern of the U.S. government on the impact of the Enron Corp. bankruptcy on its workers and retirees. Investigation on the violation of the Employee Retirement Income Security Act of Enron by the Department of Labor; Evaluation of laws and regulations for the retirement benefits of the workers; Status of the retirement security.

Anticipates the retirement of people in the so-called baby boom generation of the United States. Demography of this diverse generation, including health and income; Examples of baby boomers who have chosen early retirement or second careers; Social and psychological implications of aging; How advances in medicine and fitness may allow people to work beyond the traditional retirement age; Marketing strategy of retirement developers such as Del Webb Corp.; Patterns in retiree living.

Focuses on a region consisting of much of the two Carolinas and Virginia, which has become home to many well-off pre-retirees and postcareer couples as of 2001. Access to commerce, recreation, educational and cultural choices which make the area appealing to this group; Role of low taxes and a right-to-work labor law; Prosperity of the region, to which the pre-retirees are contributing.

Presents questions and answers related to medical insurance for retirees in the United States. What Medicare covers in terms of nursing home stays and rehabilitation; Limitations of Medicaid and those who qualify to receive US federal aid; Appropriate age to purchase long-term care insurance and increments on annual premiums; Other explanations of insurance policies and benefits.

The U.S. Congress sharply raised payroll taxes and sharply reduced the formula for benefits to be paid to future retirees. When the Notch Babies, those born between 1917-1921, began to retire in the 1980's, they noticed that their checks were smaller than those of their elder brothers and sisters. Some Notch Babies complained. This brought a lot of unfavorable attention but no relief. It must have been the act of qualifying for pensions that transformed them into Greedy Geezers, for nothing in their past hinted at such a metamorphosis.

Considers how efforts to live modestly may be one's only hope of a secure retirement. Dismal savings of Americans; Profiles of several people; David and Jeanne Wetherby, both 69, who are reaping the rewards of a thrifty life; Linda and Mike Lenich, who are planning early for retirement; Freelancer Bruce Jones and wife Louise Miller; Reformed supershopper John Hutchinson; Moderate spenders Chris and Jennie Zhen; Others.

The article presents information on a meeting by the U.S. President's Commission on Pension Policy in 1980. Topics discussed include the pensions, the needs of the elderly that have not been met, the issue on poverty among older people, the quality of life of retirees and the reason behind the belief that the elders are living in poverty.

Focuses on the plight of retired laborers in the United States. Profile on William J. Cooke, a Scottish national who worked in a factory operated by General Electric Co. in Schenectady, New York for thirty five years; His role in the formation of a labor union advocating for wage and pension increase; Complaints raised by retired workers on the retirement income that they receive.

The article discusses the establishment of drop-in centers for the benefit of retired United Auto Workers (UAW) members. Aside from the chance to participate in card games, retired workers can enjoy various recreational activities with other pensioners at the center. The idea of organizing the center has reportedly been conceptualized to keep retirees interested in union activities. Several locations of the drop-in centers are also mentioned.