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The combating the crime of money laundering requires the development of mechanisms for collecting and analyzing bank data, to track, freeze and recover assets arising from criminal activities. In 1990, the Financial Action Task Force (FATF) prepared a set of 40 recommendations, establishing an international standard for combating money laundering. The 2010 FATF report pointed out that Brazil would not compliance all the criteria of its Recommendations 9, 30 and 31. The content of these recommendations requires that bank secrecy does not inhibit the combating against money laundering and the financing of terrorism, ensuring that competent authorities should have the ability to expeditiously identify, track and freeze criminal assets, and powers to request records held by financial institutions in a timely manner. This Master's Thesis has as general objective to analyze the form and the period needed to access bank data in federal criminal investigations, in order to verify accomplishment by the Brazilian penal system to the content of the FATF Recommendations 9, 30 and 31. To achieve this objective, the research (i) describes the concept and characteristics of the money laundering and its relationship with the financial system; (ii) analyzes the concept and foundation of bank secrecy in Brazil; (iii) indicates ways to access financial information in federal criminal investigations; (iv) discusses the legal nature and content of FATF Recommendations 9, 30 and 31; and (v) analyzes the data from the Banking Movement Investigation System (SIMBA), created to digitalize the exchange of information between the Central Bank of Brazil (BCB), banking institutions, the Judiciary Branch, the Federal Police and the Federal Prosecutor`s Office. Based on SIMBA data, the research calculates the average and median of the time needed to access bank data in federal criminal investigations between 2010 and 2020. Regarding the methodology, the research adopts the monographic procedure, with a methodological objective exploratory and with bibliographic and documentary data collection technique. The calculation of the average and median results from the insertion of statistical formulas on the SIMBA data in Microsoft Excel software program. Thus, the research uses the auxiliary statistical method to analyze data from SIMBA. Based on the result of the quantitative and qualitative analysis of SIMBA data, the conclusion of this Master's Thesis indicates no integral compliance with FATF Recommendations 9, 30 and 31, due to the slowness and difficulty in obtaining financial data by the authorities in charge of criminal prosecution in Brazil. Nenhuma O combate ao crime de lavagem de dinheiro exige o desenvolvimento de mecanismos de coleta e análise de dados bancários, com o fim de rastrear, bloquear e recuperar ativos oriundos de atividades criminosas. Com a finalidade de combater esse crime, em 1990, o Grupo de Ação Financeira contra a Lavagem de Dinheiro e o Financiamento do Terrorismo (GAFI) elaborou um conjunto de 40 recomendações, estabelecendo um padrão internacional de combate à lavagem de capitais. O relatório de avaliação do Brasil elaborado pelo GAFI em 2010 apontou que o Brasil não cumpriria todos os critérios de suas Recomendações 9, 30 e 31. O conteúdo dessas recomendações impõem que o sigilo bancário não constitua obstáculo para o combate da lavagem de dinheiro e do financiamento do terrorismo, prevendo que as autoridades encarregadas da persecução penal devem possuir capacidade de rapidamente identificar, rastrear e bloquear ativos criminosos, bem como poderes para requisitar registros mantidos por instituições financeiras de forma célere. Nesse contexto, a presente Dissertação de Mestrado possui como objetivo geral analisar a forma e o prazo necessários para ter acesso a dados bancários em investigações criminais federais, com a finalidade de verificar o cumprimento pelo sistema penal brasileiro ao teor das Recomendações 9, 30 e 31 do GAFI. Para alcançar esse objetivo, a pesquisa (i) descreve o conceito e as características do crime de lavagem de dinheiro e a sua relação com o sistema financeiro; (ii) analisa o conceito e os fundamentos do sigilo bancário no Brasil; (iii) indica as formas de acesso a informações financeiras em investigações criminais federais; (iv) discorre acerca da natureza jurídica e do conteúdo das Recomendações 9, 30 e 31 do GAFI; e (v) analisa os dados do Sistema de Investigação de Movimentações Bancárias (SIMBA), criado para digitalizar a troca de informações entre Banco Central do Brasil (BCB), instituições bancárias, Poder Judiciário, Polícia Federal e Ministério Público Federal. Com base nos dados do SIMBA, a pesquisa calcula a média e a mediana do tempo necessário para ter acesso a dados bancários em investigações criminais federais no período de 2010 a 2020. Em relação à metodologia, a pesquisa adota o procedimento monográfico, com objetivo metodológico exploratório e com técnica de levantamento de dados bibliográfica e documental. O cálculo da média e da mediana resulta da inserção de fórmulas estatísticas sobre os dados do SIMBA no programa Microsoft Excel. Assim, a pesquisa utiliza o método auxiliar estatístico para análise dos dados do SIMBA. A partir do resultado da análise quantitativa e qualitativa dos dados do SIMBA, a conclusão da Dissertação aponta para o não cumprimento integral das Recomendações 9, 30 e 31 do GAFI, em virtude da lentidão e da dificuldade para obtenção dos dados financeiros por parte das autoridades encarregadas da persecução criminal no Brasil.

This article examines the recent evolution of the European Union (EU) anti-money-laundering and counter-terrorist financing legal framework in the connection with the main international standards in the field, with a special concentration on the Financial Action Task Force (FATF) Recommendations, and then highlights the potential risks of money laundering and terrorist financing and areas for improvement when adopting these international standards.

В статье рассматриваются актуальные аспекты осуществления контрольно-надзорной деятельности в условиях цифровизации экономической и управленческой деятельности. Обращается внимание на то, что с системных позиций развитие отрасли контрольно-надзорного права, имеющей комплексный характер, призвано способствовать переводу деятельности контрольно-надзорных органов с «карательного» на превентивный подход., The article discusses the relevant aspects of the implementation of control and supervision activities in the context of digitalization of economic and management activities. Attention is drawn to the fact that from a systemic standpoint, the development of the branch of control and supervisory law, which is of a complex nature, is designed to facilitate the transfer of the activities of control and supervisory bodies from a "punitive" to a preventive approach., СОВРЕМЕННОЕ ПРАВО, Выпуск 12 2020, Pages 70-74

Тема выпускной квалификационной работы: «Разработка предложений по ускорению имплементации международных стандартов ФАТФ в российскую систему финансового мониторинга». Объект исследования: финансовый мониторинг. Предмет исследования: международные стандарты ФАТФ и их имплементации в национальные системы финансового мониторинга КНР и РФ. Цель: совершенствовать систему финансового мониторинга по рекомендациям ФАТФ. Методы проведения ВКР: исторический метод, сравнительный анализ, экономический анализ, статистический анализ. Данная работа посвящена исследованию рекомендаций ФАТФ и их имплементации в национальные системы финансового мониторинга РФ и КНР, выявлении проблем управленческих решений, совершении оценки рисков по использованию криптовалюты и разработки предложений по ускорению имплементации рекомендации ФАТФ по криптовалютам в российскую систему финансового мониторинга. Задачи, которые решались в ходе исследования: 1. Анализ истории развития ФАТФ, Международных стандартов ФАТФ, сущности взаимной оценки ФАТФ и теоретических основ организации системы финансового мониторинга. Роль и место органов государственного управления в организации финансового мониторинга. 2. Анализ текущего состояния имплементации Международных стандартов ФАТФ в национальные системы финансового мониторинга КНР и РФ. Выявление проблемных зон. 3. Разработка предложений по ускорению имплементации рекомендации ФАТФ по использованию и контролю криптовалют в российскую систему финансового мониторинга. Оценка эффективности предлагаемых мероприятий. В результате были разработаны предложения для органов государственного управления по совершенствованию системы финансового мониторинга в традиционной и криптовалютной сфере, возможные поправки в законы, сделана оценка эффекта предложений. Основные выводы: в России сформировалась эффективная система ПОД/ФТ, и выпуск государственной криптовалюты лучше делать на основе аккаунта через подход «частичная централизация»., The subject of the graduate qualification work is: “Development of proposals to accelerate the implementation of FATF international standards in the Russian system of financial monitoring”. Object of study: financial monitoring. Subject of research: international standards FATF and their implementation in national financial monitoring systems of the China and the Russian Federation. Pur-pose: to improve the financial monitoring system according to the recom-mendations of the FATF. WRC methods: historical method, comparative analysis, economic analysis, statistical analysis. This work is devoted to the study of the FATF recommendations and their implementation in the national financial monitoring systems of the Russian Federation and China, identifying problems of managerial decisions, assessing the risks of using cryptocurrency and developing pro-posals to accelerate the implementation of the FATF recommendations on cryptocurrencies in the Russian financial monitoring system. Tasks that were solved during the study: 1. Analysis of the development history of the FATF, FATF International Standards, the essence of the FATF mutual assessment and the theoretical foundations of organizing a financial monitoring system. The role and place of government in the organization of financial monitoring. 2. Analysis of the current state of implementation of the FATF International Standards in the national financial monitoring systems of China and the Russian Federation. Identification of problem areas. 3. Development of proposals to accelerate the implementation of the FATF recommendations on the use and control of cryptocurrencies in the Russian financial monitoring system. Assessment of the effectiveness of the proposed proposals. As a result, proposals were developed for government bodies to improve the financial monitoring system in the traditional and cryptocurrency sectors, possible amendments to laws, and evaluated the effects of the proposals. Key findings: Russia has developed an effective AML/CFT system, and the issuance of state cryptocurrency is better on the basis of the account through the “partial centralization” approach.

В данный момент, на конец 2017 года, в Латвии, в соответствии с переносом действующих требований IV Директивы ПЛСПППФТ, уже проведен ряд изменений в нормативных актах ЛР, однако, часть правил еще следует ввести, в магистерской работе изучены возможности обеспечения полного переноса требований IV Директивы ПЛСПППФТ, а также совершенствования норм нормативных актов ЛР в соответствии с рекомендациями Группы разработки финансовых мер борьбы с отмыванием денег (FATF). Целью магистерской работы является проанализировать обязанность одного из субъектов права – кредитного учреждения – осуществлять изучение клиента, в рамках работы детально рассматривая и анализируя правовые аспекты изучения клиента, содержащиеся в IV Директиве ПЛСПППФТ. Ключевые слова: IV Директива ПЛСПППФТ; Рекомендации FATF; кредитное учреждение; изучение клиентов; мероприятия по изучению клиента; упрощенное изучение клиента; углубленное изучение клиента; истинный выгодополучатель; фактический владелец; централизованный реестр фактических владельцев (истинных выгодополучателей); политически значимое лицо; риск ЛСПППФТ; управление риском ЛСПППФТ., At present, as at the end of 2017, in Latvia, in accordance with the transposition of the IV AML/CTF Directive existing requirements, a number of changes have been made in the regulatory enactments of the Republic of Latvia, however, a part of the requirements should stillbe introduced, this Master's Thesis considers the possibilities to transpose the IV AML/CTF Directive requirements in full, as well as to improve the regulations of the regulatory enactments of the Republic of Latvia in accordance with the Financial Action Task Force (FATF) Recommendations. The purpose of the Master's Thesis is to analyze one of the subjects of law – a credit institution’s obligations to perform Customer Due Dilligence (CDD), in the scope of work analyzing and considering the legal aspects of CDD, contained in the IV AML/CTF Directive, in detail. Keywords: IV AML/CTF Directive; FATF Recommendations; Credit Institution; Customer Due Dilligence (CDD); Measures for Customer Due Dilligence; Simplified Customer Due Dilligence; Enhanced Customer Due Dilligence; Real Beneficial Owner; Actual Owner; Central Register of Actual Owners (Real Beneficial Owners); Politically Exposed Person; AML/TF Risk; AML/TF Risk Management.

This thesis deals with the issue of illegal transactions in the Czech capital market. First chapter focuses on the history of money laundering, general features and different phases of the laundering process, concrete exposed cases and Financial Analytical Unit of Ministry of Finance. Particular emphasis is placed on the 40+9 recommendations of the international organization FATF. The second chapter is devoted to insider trading, i.e. abusing of internal information, information asymmetry, Directive of the European Parliament and of the Council 2003/6/EC and examples of misuse of such information. The final section analyzes the current status of Act No. 253/2008 Coll., describes the passing of the International Convention against money laundering and terrorist financing and marginally outlines the legislation of insider trading.