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The article discusses some lessons learned about products and services being offered by life insurance companies in the U.S., including the premium offered by insurers and the impact of low interest rates on insurance policies.

The article focuses on a notice of proposed amendments issued by the Illinois Department of Healthcare and Family Services seeking public comments regarding certain public laws related to child support services. It further states that the total from all sources is not reduced by the total premiums for life insurance ordered by the court, to reasonably secure payment of support for non-minor children and educational expenses, terms agreed to by the parties or payment of maintenance.

The article focuses on life insurance premiums and policies of life insurance companies in New Zealand. Topics discussed include premiums and policies of Cigna LifeOne, Cigna Countdown Insurance, and AMP Lifetrack Life Cover. Premiums/policies of Kiwibank's Life & Living Insurance Life Account and Sovereign TotalCareMax Life Cover are discussed. Term life and whole-of-life policies and built-in benefits of term life policies are discussed. Premium structures and agent commissions are discussed.

The article discusses aspects of whole life insurance policies. Topics discussed include an overview, various types of permanent life insurance and tax issues regarding such policies. Additional topics discussed include its potential uses, estate maximization and benefits of prepayment of premiums including tax free growth, tax free payouts and protection from creditors. INSET: Follow The Money.

The article focuses on the opposition against U.S. Treasury Secretary Donald Regan's proposal to tax employer-paid medical benefits and group life insurance premiums. Taxing such fringe benefits would raise $44 billion by 1990. But group health insurers, who admittedly have much at stake, presents a different approach. According to them, taxes on medical benefits is the first step on a journey that leads only to excessively costly, second-rate medical care on the order of Great Britain's national health system.

The article examines the business performance of life insurer Equitable Life based on the claims of President/Chief Executive Officer (CEO) Coy Eklund versus the results posted by the top 10 life insurers in 1980. Data presented shows the gain in life premiums recorded by Equitable compared with its peers. A reason for Eklund's preference not to dwell on the convention blank numbers is suggested. The income of Equitable from property-casualty, accident, health and life insurance is reviewed.

The article reports that leading U.S. life insurance firms Metropolitan and Prudential announced increases in their premiums in November 1941. Metropolitan's increases averaged ten percent while Prudential's increases averaged about eight percent. The two main factors for premium increases are rate of investment return and amount of benefits paid to policyholders and beneficiaries. Investment, actuarial and legal requirements before insurers can increase premiums are discussed.

Focuses on the economic conditions of the U.S. Increase in the national production; Factors responsible for the industrial growth of the U.S.; Increase in the standard of living of the American people; View of the businessmen that limiting factor in production is labor; Need for the construction of durable goods, to increase demand for capital; Importance of the automobile industry in the economic development of the U.S.; Accumulation of national wealth in the country; Expenditure of capital on investments in the automobile industry; Amount of capital absorbed by the automobile and construction industry; Wealth spent by the U.S. on city planning; Role of life insurance premiums in the process of capital accumulation; Investment of the saved capital in giving loans on real estate mortgages and land contracts.

The article discusses how life insurance companies can boost their business opportunity in middle-income households through the use of simple term and whole life products, the importance of basic educational approach to advertising and promotion, and provide low cost coverage.

The article discusses the implications of low interest rates on the premiums of old universal life insurance policy in the U.S. Older people have been buying universal life insurance policies since the 1980s because of their tax savings and flexibility. Such policies were sold in the 1980s and 1990s with illustrations showing excess earning from 6 to 12%. However, interest rates have been kept low by the Federal Reserve since 2008.

The article focuses on surprise moments in financial strategizing that affect extended and immediate family members of those with special needs. It says that a family must consider buying a premium rider's waiver on the life insurance policy of a wife to keep the policy effective in case of disability. It also explains the disadvantages of using assets to fund special needs trust (SNT) and discusses the beneficiaries' correct naming in a will including a SNT for a child with special needs.

The article discusses life insurance policies. The standard, term life insurance is being phased out in favor of return-of-premium term insurance, which costs more but gives consumers who survive the policy their money back, without interest. Experts are wary of such policies, saying that they are over-complicated.

The article offers information about term life insurance. The Insurance Information Institute forecasts a three percent average decline in premiums in 2006. Because of the Internet, an insurer's reduction in premium cost is registered instantly, forcing competitors to reduce their premiums also. The Web site Term4Sale.com offers a list of price comparisons as well as a list of local insurance agents who can sell the policies you want.

Offers information on the price of life insurance in 1999. Term premiums falling steeply because of lower mortality rates; Recommendations of the National Association of Insurance Commissioners; How locking in a premium can assure continuous, affordable insurance regardless of your health; How low, advertised rates are often for those in extremely good health.

Last year, I shared my optimistic view of the future of our industry, particularly for reinsurers that have the global reach and diversification across both life and non-life lines to remain relevant enough to maintain their market share and sustain their margins. Second, reinsurers are long-term partners with a partnership mindset that offer stability to L&H insurers. Regulation, local culture and language barriers are driving demand for highly localised products meaning that reinsurance buyers are generally local or regional, preferring reinsurers with a local presence, whether for service or regulatory reasons. [Extracted from the article]

A letter to the editor is presented in response to the article “Life Insurance Premiums and Profits” in the February 15, 1956 issue.

The article reports that a proposal will be brought forward to the U.S. Congress, regarding the removal of life insurance premiums for the revision of income tax provisions.

Two letters to the editor are presented in response to articles "Life Insurance Investments Earn Less, So Premiums Are Going Up," in the December 6, 1947 issue, and "Meat Prepackaging Soars," in the October 25, 1947 issue.

A U.S. labor group representing more than 1,000 workers at hotels owned by Anbang Insurance Group Co. is asking authorities to force the Chinese firm to disclose its ownership and financing. One Anbang product, called Anbang Longevity Sure Win No. 1, boosted the firm's life insurance premiums almost 40-fold in 2014 by offering yields as high as 5.8 percent. [Extracted from the article]

Government said to ask Anbang to bring proceeds back to China One Anbang product, called Anbang Longevity Sure Win No. 1, boosted the firm's life insurance premiums almost 40-fold in 2014 by offering yields as high as 5.8 percent. [Extracted from the article]

A German government warning to companies against doing business with Turkey has put some of the country's biggest firms on notice. The health-care company has two plants in Turkey for its crop science and consumer health units, and employs about 1,400 people in the country. [Extracted from the article]

The article discusses the benefits offered by voluntary permanent life insurance. Marvin Feldman, president of the Life & Health Insurance Foundation for Education, says that permanent life insurance is becoming an important factor in voluntary benefits, as employers are looking for ways to keep the employees happy while reducing their costs. It is stated that the biggest problem that discourages some employees from purchasing permanent life insurance is the higher premiums.

The article provides the author's view on an issue concerning the British Association of Aesthetic Plastic Surgeon (BAAPS) code of conduct. He is concerned on the payment received by bona fide surgeons through the medical malpractice insurance premiums in Great Britain. He also discusses the absence of registerable qualification in cosmetic surgery in Europe and in the U.S.

The article explains that Australian dentists may be receiving less than what they expect from their retirement savings through their superannuation fund contributions because of deductions they may not be aware of. It focuses on the cost of the life insurance premiums they pay through the superannuation fund. It advises dentists to determine what their contributions should be based on their required income upon retirement, the most tax-effective structure for insurance premiums and the anticipated earning rate of their superannuation fund.

The article offers tips on buying life insurance without spending more. Among the considerations to take note mentioned include the management of debt with co-signer, the disparity in the income between partners, and the significance of getting medical examination for the determination of insurance coverage and premiums.

The article discusses home insurance in Great Britain. Topics covered include the coverage offered by building insurance and contents insurance, the recommendation for homebuyers to check the potential premiums, and the advice to speak to a specialist adviser before buying insurance. Also mentioned is the need to budget for monthly insurance payments.

(Bloomberg) -- China Insurance Curbs Storm in Teacup for Hong Kong: Gadfly But investors selling stock in AIA and London-based Prudential on news that Beijing has imposed controls on mainland buyers of premiums in Hong Kong may be getting ahead of themselves. UnionPay is China's main processor of bank cards and the vehicle through which mainland visitors have been piling in to insurance policies in Hong Kong. [Extracted from the article]

The article discusses the impact of Stranger-Originated Life Insurance (STOLI), an abusive form of life settlements that some baby boomers are engaging with, on insurance companies in the U.S. According to spokesperson Steve Brostoff of the American Council of Life Insurers, STOLI schemes are a violation of the law and insurance companies are against it. It says that STOLI schemes typically involve premium financing or trust arrangements that may be used to hide the third-party of the sale.

This article offers suggestions for how consumers can cut their monthly spending by $500. The article recommends comparing prices for automobile insurance through the National Association of Insurance Commissioners' Web site in order to find cheaper rates, adjusting life insurance policies for lower premiums, and planning for grocery shopping.

The article presents the second part of a two part column on buy sell agreements for small businesses. It discusses the issues on income tax that are connected with the implementation of buy-sell agreements. These issues are similar to the basic types of agreements. For instance, life insurance premiums paid are generally considered as not tax-deductible and death proceeds received upon the death of a co-owner are received as tax-free.

The article presents information on Russia as the biggest insurance market in central and eastern Europe. According to a Swiss Re Sigma report published in 2005, Russia's non-life insurance premiums grew by 17.6% in 2004, mostly because of the new law. It has also been noted that the average Russian spends $62 on insurance each year, compared with $185 in Hungary and $1,800 in Germany. More and more companies are starting to take notice of Russia as a serious insurance centre. Several of Russia's firms are now rated by international rating agencies.

Presents a table on life insurance companies ranked by life premiums in force as of December 2002 in Louisiana.

Reports on costs of life insurance in the United States. Low premiums for policies; Resources useful for researching different offers.

Premium on two life-insurance products dropped by up to 15% Attribution Andreea Papuc: editor Marcus Wright: editor responsible Gareth Allan: by reporter Komaki Ito: by reporter Russell Ward: editor Narayanan Somasundaram: assist. [Extracted from the article]

To contact the reporter on this story: Gareth Allan in Tokyo at gallan11@bloomberg.net National Australia Bank and Nippon Life Insurance Co.'s venture intends to be the largest writer of life insurance premiums in Australia. The venture intends to overtake AMP Ltd. by using the product development ability of Nippon Life and NAB's distribution network, Andrew Thorburn, NAB chief executive officer said in a Nov. 22 interview. [Extracted from the article]

The article reports on the growth of non-life insurance premiums in 2014 according to a Sigma report from reinsurance company Swiss Re. Topics covered include the life insurance sector's return to positive growth, findings that non-life premium growth is still less than in the years before the 2008 financial crisis, and stronger performance in advanced markets such as North America and Western Europe. The growth of private medical insurance premiums in Europe is also mentioned.

The article offers suggestion for monitoring and managing non-farm expenses including charitable contributions, life insurance premiums and family living expendables due to lower grain prices.

Goldman's view follows a CLSA Ltd. survey last month showing 77 percent of mainland investors don't plan to participate in the bourse link, turned off by rules on the minimum account size and the exclusion of small-cap stocks. The connect will also include dual-listed companies, which traded at a premium of about 4 percent in Hong Kong over the mainland through yesterday, versus a 44 percent discount at the end of 2007, according to the Hang Seng China AH Premium index. [Extracted from the article]

The article discusses the reported financial status of Vienna Insurance Group for the first quarter of 2014. Topics covered include the reported decline in Vienna profits despite strong growth in its life and health businesses, details relating to the low pre-tax profit in Vienna's Romanian business, and details relating to Vienna's property and casualty business in Italy and Romania. It also discusses the reported growth in life insurance premiums in Austria, Czech Republic, and Slovakia.

The article reports on the announcement by U.S. Veterans Affairs (VA) Department officials on the 2.2 percent increase on premiums for Veterans Group Life Insurance (VGLI) in the U.S. as of July 1, 2014.

Japanese motor insurers in particular are likely to see improvements in profitability and combined ratios in the next two to three years, Moody's said. [ABSTRACT FROM AUTHOR]

Total, life and non-life insurance premium volume by country in $ in 2012. [ABSTRACT FROM AUTHOR]

The article discusses factors that may influence insurance premiums. Topics include automobile insurance companies that determine premiums based upon the purchaser's credit score or the horsepower of the vehicle, life and health insurance companies that consider driving records, and company health insurance that is based upon the overall health of the company's employees.

The article discusses how having insurance policies can result in tax savings in India as of February 2013. Under Indian laws, there are deductions allowable from income for payment of life insurance premium, and the deduction to a tax payer for any amount paid or deposited from taxable income in pre-defined annuity plans for receiving pension.